Life Insurance Plan

Life Insurance

Term Plan

Term plan is a type of Insurance policy, which offers financial coverage to your family in case of your death, disease or disability it is the one of the few investment option in the market that offer a high sum assured at very low premium.

Benefits of Term Plan

  • Higher coverage low cost
  • Flexibility
  • Low claim rejection ratio
  • Additional riders
  • Peace of mind
  • Tax benefit

Best Term Insurance Plans

Endowment Plans

Endowment plan is term insurance policy with maturity benefit. It combines the twin benefit of Investment and life cover. On survival of policy holder he gets the maturity amount plus and bonus accured on the endowment plan. If the insured dies during the time period specified in a policy. The policy holder’s family or nominee gets the sum assured amount.

BENEFITS OF ENDOWMENT PLANS

  • Death along with survival benefits
  • Gives financial security to your loved ones
  • Low risk plans
  • Tax benefits
  • Rider benefits
  • Maturity benefits are guaranteed and well defined

 

Best Term Insurance Plans

A unit linked insurance plan is a multifaceted product issued by insurance companies that combine insurance coverage and investment exposure in a single offering a part of your premium goes towards your insurance cover, the remaining amount is invested in debt and equity.

BEST ULIP PLANS

Pension plan or retirement plans are Insurance + investment plans that help an individual create a corpus for their own future, over a period of time (policy term). On maturity (retirement), a third of the accumulated corpus can be withdrawn as a lumpsum and the rest in part in the form of a pension

BENEFITS OF RETIREMENT PLANNING

  • Provides supplemental income in retirement
  • Plan offer flexibility in case flow
  • Peace of mind
  • Tax benefits

BEST RETIREMENT / PENSION PLANS

This is similar to the endowment plan however, one major difference is that this plan offers a percentage of the Premium as money back to the Policy holder at regular intervals.

Benefits :-

  • The regular Pay-outs help the Policy holder meet Short- term financial goals.
  • Survival benefits paid to Policy holder in regular intervals over the term of policy
  • Maturity benefit
  • Death benefit
  • Bonus paid to Policy holder

Best Money Back Plans

A child insurance plan is a combination of insurance and investment that ensure a secure future for your child. Life cover is available as a lumpsum payment at the end of policy term. Such plans also offer coverage your child with flexible pay-outs at the crucial milestones of the child’s education.

Benefits of CHILD PLANS

  • Builds large corpus
  • Tax benefits
  • Fulfilling your child’s dream
  • Protection in case of unforeseen circumstances

BEST CHILD PLANS